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Mortgage
Setters
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| Calculate
Mortgage Payments (Bottom of Page) |
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All
financing options to meet Your Individual Needs
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Mortgage
Setters offers a number of affordable financing
options and flexible qualifying criteria. We make buying
easy and affordable.
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No
Money Down
__These are deal using creative financing. There are
many creative programs using mortgages,
seller financing, and others creative financing
that conform to these deals. Many properties and sellers
are willing to make these deals.
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Adjustable
Rate Mortgages (ARMs)
__The interest rate and monthly payments change at predetermined
periodic intervals based on adjustments in market interest
rates. i.e.. every 6 months, yearly, every 3 years,
or every 5 years. ARMs offer a lower initial interest
rate, which then adjusts periodically delivering a powerful
combination of flexibility and potential savings. |
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FHA
Loans
__The Federal Housing Administration (FHA) helps
many potential homebuyers, including many first-time
purchasers, by insuring mortgage. FHA-backed mortgages
let you make a smaller down payment while also allowing
you to finance some of the fees.
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VA
Loans
__The Department of Veterans Affairs (VA) guarantees
mortgage for eligible veterans. Their program allows
qualified veterans to purchase a home with no down payment
in certain cases. |
Fixed
Rate Mortgages
__These mortgages provide
the security of stable interest rate and monthly
payment of principal and interest throughout the life
of the loan. Fixed rate mortgages are available for
30 years, 25 years, 20 years, 15 years and even 10 years |
Construction
Financing Programs
__Construction and Permanent end loan financing programs
along with long term rate locks are available to help
you build your dream home. |
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Refinancing
__These are popular option for homeowners who want
lower monthly payments, a shorter mortgage loan term,
or to take advantage of the equity in their homes.
Take up to 100% of the value in your home and make
it work for you. In addition, since your loan is tied
to your equity, there is a good chance your payments
could be Tax deductible. Therefore, you may save even
More.
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No
Income Verification- Bad / No Credit O.K.
____These mortgages provide those who have had credit
problems, no-credit, un-verifiable income, and foreign
nations. With 20% - 30% down, and a few documents
make buying easier than most would expect.
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The
Advantages of Pre-approved Loan
Let Mortgage Setters pre-approve
your loan application, (at no charge) before you go
shopping for a home. This allows you to look for a
home with the confidence of knowing you are pre-approved.
Your offer will be more attractive to sellers and
it allows you to lock in a mortgage rate that is in
effect for up to 60-90 days while you shop for your
dream home.
This is a basic mortgage calculator, and is designed
to be used as a guideline only. There may be several
factors that will affect your final mortgage payment.
Please contact Mortgage Setters
for more details.
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